Best Camera Phones Under 20000 (January 2021)

As a result of advancements in the mobile industries, the options for best camera smartphones under Rs.20,000 with great picture and video quality are tremendous. People nowadays are specifically in search of smartphones having the best camera features such as zoom, better HDR, portrait modes, 3D, and low-light photography and much more priced in low budget. If you are one such person looking for the best camera phone under Rs.20,000 with all the improved photographic features that lets you take amazing pictures, choose from our best picks for you.

List of the best camera phones under Rs.20,000 in India:

Camera Phones Under Rs.20,000Price in India (approximate)
Redmi Note 9 Pro MaxRs.15,999
Motorola One Fusion PlusRs.17,499
Realme 7 ProRs. 19,999
Poco x3Rs. 16,999
Samsung Galaxy F41Rs.15,499

Redmi Note 9 Pro Max

Redmi Note 9 Pro Max was launched in India on 12th March 2020. The phone is powered by the Qualcomm Snapdragon 720G SoCRedmi with 5,020mAh battery capcity. Note 9 Pro Max offers a quad-camera setup with a 64-megapixel primary camera with aperture f/1.8, an 8-megapixel image sensor with aperture f/2.2, a 5-megapixel macro lens with a 2cm focus distance, and a 2-megapixel depth sensor.

The front, it has a 32-megapixel hole-punch front camera. The front camera has features like Panorama selfie, Palm shutter, AI silhouette detection, Wide-angle distortion correction, Front camera HDR, Front camera display brightness correction, and Selfie timer

Specifications of Rear Camera

  • 64MP + 8MP + 5MP + 2MP rear quad camera
  • AI scene detection
  • Smart ultra-wide angle mode
  • Panorama mode
  • Studio lighting
  • AI Beautify 
  •  Pro mode
  • 1080p slow-motion recording at 120fps
  • 4K video recording at 30 fps
  • Frame rate of 720p at 30 fps
  • Frame rate of 1080p at 30 fps

Specifications of Front Camera

  • 32MP
  • In-screen display
  • Face recognition
  • Eye light
  • AI feature adjustment
  • AI portrait mode
  • Frame rate of 1080P, 720P recording at 30fps
  • Slo-mo video recording 120fps

Motorola One Fusion Plus

Moto One Fusion+ was released on June 24, 2020. The phone has a 6.5-inch display with an IPS LCD panel and is HDR 10 certified. One Fusion+ offers a Quad-Camera setup, featuring a 64-megapixel f/1.8 primary sensor, an 8-megapixel 118° ultra-wide-angle camera with f/2.2 aperture, a 5-megapixel macro sensor with aperture f/2.4, and a 2-megapixel depth camera with aperture f/2.4. The front camera comes with 16-megapixel that clicks amazing portraits. The selfie camera is in a pop-up module.

Specifications of Rear Camera

  • 64MP + 8MP + 5MP + 2MP rear quad camera
  • Portrait mode with background blurring
  • EIS for video shooting
  • AI Beautify
  • HDR imaging
  • Panorama mode
  • Burst mode
  • Face recognition
  • Slow motion capture
  • Ultra Wide Angle
  • Distortion Correction
  • 960fps slow motion video
  • 4K video recording
  • Frame rate of 3840p at 30 fps
  • Frame rate of 1080p at 60 fps

Specifications of Front Camera

  • 16MP
  • In-screen display
  • Camera Type – Pop-Up
  • Front HDR
  • Short Video
  • Frame rate of 1920x1080p@30 fps
  • Frame rate of 1280x720p@30 fps

Realme 7 Pro

Realme 7 Pro was launched on September 3, 2020. The phone comes with a quad-camera 64-megapixel primary camera with f/1.8 aperture, an 8-megapixel ultrawide angle camera with f/2.3 aperture; a 2-megapixel macro lens with f/2.4 aperture, and a 2-megapixel depth sensor with f/2.4 aperture. The rear camera comes with features like  Pro Nightscape, Starry Mode, Super NightScape, Panoramic View, Expert Mode, Timelapse, Portrait Mode, HDR, Ultra Wide-angle Mode, Ultra Macro mode. The front camera has a single lens with a 32-megapixel wide-angle camera.

Specifications of Rear Camera

  • 64MP + 8MP + 2MP + 2MP rear quad camera
  • Pro Nightscape
  • Super NightScape
  • Panoramic View
  • Expert Mode
  • Ultra Wide-angle Mode
  • Ultra Macro mode
  • 4K/30fps Video Recording
  • UIS Video Stabilization
  • Ultra Nightscape Video

Specifications of Front Camera

  • 32MP
  •  Front Panorama
  • Flip Selfie
  • Portrait Mode
  • Support 1080P/30fps Video
  • Support 120fps Slo-mo Video Recording

Poco x3

Poco X3 was launched on 22nd September 2020. The phone is powered by an octa-core Qualcomm Snapdragon 732G processor. Poco X3 has a quad-camera setup with 64-megapixel primary camera with an f/1.73 aperture, a 13-megapixel ultra-wide lens with an f/2.2 aperture; a third 2-megapixel depth camera with an f/2.4 aperture and a fourth 2-megapixel macro lens with an f/2.4 aperture. The front camera has a 20-megapixel camera for selfies, with an f/2.2 aperture.

Specifications of Rear Camera

  • 64MP + 13MP + 2MP + 2MP rear quad camera
  • Ultra-clear mode
  • Night Mode
  • AI Scene Detection
  • Ultra wide-angle
  • Pro Mode
  • Portrait Mode
  • Panorama Mode
  • Short Video
  • VLOG
  • 960fps slow-motion video

Specifications of Front Camera

  • 20MP
  • Night mode
  • HDR
  • Selfie timer
  • Short Video
  • Frame rate of 960fps slow-motion video

Samsung Galaxy F41

Samsung Galaxy F41 was launched in India on 8 October 2020. The phone comes with a triple camera setup which includes a 64-megapixel primary lens with a large f/1.8 aperture, 8-megapixel with ultra-wide lens, and a 5-megapixel depth sensor. The rear camera comes with features like auto flash, HDR, face detection. The phone can capture 3840p video at 30fps and 2160p video at 30fps.

The front camera comes with a single lens of 32-megapixel with f/2.0 aperture. The phone can capture 240fps slow-motion video at HD.

Specifications of Rear Camera

  • 64MP + 8MP +5MP
  • 8 x Digital Zoom
  • Auto Flash
  • HDR
  • Face detection
  • Continuos Shooting
  • Touch to focus
  • Frame rate of 3840p at 30 fps
  • Frame rate of 2160p at 30 fps

Specifications of Front Camera

  • 32MP
  • Front HDR
  • Selfie timer
  • Short Video
  • Frame rate of 1080p at 60 fps

Honorable Mentions

Best Camera Phones Under Rs.20,000Price in India (approximate)
Poco X2Rs.16,999
Realme X2Rs.16,999
Samsung Galaxy M31Rs.15,999
Realme 6 ProRs.16,999
Oppo F15Rs.19,990

Poco X2

Poco X2 is a mid range best camera smartphone priced at Rs.16,999 in India. It is powered by Qualcomm Snapdragon 730G processor and 4500mAh High-capacity Battery with 27W Fast-charging Support. It comes in three storage variants namely 8GB+256GB, 6GB+128GB and 6GB+64GB. It has 16.94cm (6.67) FHD+ incell RD Display with a side mounted fingerprint sensor. It offers a high screen refresh rate of 120Hz. As camera being the main spec, it contains Quad rear cameras and Dual in-screen cameras.

The quad camera setup on the back includes a 64MP Sony IMX 686 sensor, a 2MP depth sensor, an 8MP ultra wide angle camera and a 2MP macro camera for taking close-up shots. The macro mode shows on the main screen and is quickly accessible. It also lets users tap to focus. The close-up shots look really impressive and are great for taking shots of drops or items that are too small. Regular photos look sharp with ample amount of detailing. Low light shots are slightly disappointing.

On the front, the phone has a dual camera set-up – a 20MP primary sensor of an f/2.2 aperture and a 2MP portrait sensor. The two front cameras are best suited for excellent selfies and portraits. The pictures shot by this smartphone look very natural and balanced. You can also capture portraits in 21:9 aspect ratio by enabling the Movie mode toggle in the camera app. The mode clicks portraits with cinematic effect. HDR is not enabled in 64MP whereas it gives fine pictures in 16MP mode.

Specifications of Rear Camera

  • 64MP + 8MP + 2MP + 2MP rear quad camera
  • Portrait mode with background blurring
  • EIS for video shooting
  • AI Beautify
  • Low light enhancement
  • HDR imaging
  • Panorama mode
  • Burst mode
  • Face recognition
  • Ultra clear mode
  • Super night mode
  • Slow motion capture
  • Ultra Wide Angle
  • Distortion Correction
  • Pro Mode
  • 960fps slow motion video
  • 4K video recording
  • Frame rate of 720p at 30 fps
  • Frame rate of 1080p at 30 fps

Specifications of Front Camera

  • 20MP + 2MP dual selfie camera
  • Dual In-screen display
  • 20MP camera – 0.8 micrometer
  • 2MP camera – 1.75 micrometer
  • Gesture Camera
  • Front HDR
  • Short Video
  • Frame rate of 1080p at 60 fps
  • Frame rate of 4k at 30 fps

Realme X2

Realme X2 is one of the best performing smartphones with excellent camera features priced at Rs.16,999 which is more affordable for smartphone seekers under Rs.20,000. The phone is powered with Qualcomm Snapdragon 730G Octa-core CPU 8nm processor. There’s a 6.4-inch AMOLED display with a dewdrop notch on the top for housing the camera. It uses a regular-sized 4000mAh battery with 30W VOOC Flash Charge 4.0 to keep the phone alive. The phone system runs on ColorOS 6 customized by realme. It contains latest in-display fingerprint sensor with 0.36s instant unlock feature. It comes in three different variants – 4GB RAM+64GB internal storage, 6GB RAM+128GB internal storage, and 8GB RAM+128GB internal storage.

With the highest pixel count of Realme till date, Realme X2 comes with 64-megapixel camera using a Samsung GW1 sensor that paired with an 8-megapixel wide-angle camera, a 2-megapixel macro camera and a 2-megapixel depth camera. The sensor is equipped with the upgraded Tetracell and 3D HDR technologies for gorgeous photos in any setting. It has 32MP AI front camera which allows super nightscape mode.

The camera delivers a great imaging experience and the newly upgraded Super Nightscape 2.0 uses composite multi-frame engine technology for amazing night shots. The 119˚ ultra wide-angle lens with edge-distortion correction lets you capture the complete picture without having to move back. It contains enhanced portrait mode and provides ultra video stabilization for stable videos. Its new innovative real-time video bokeh function allows you to take beautiful cinematic bokeh videos.

Specifications of Rear Camera

  • 64MP + 8MP + 2MP + 2MP quad rear camera
  • Ultra resolution of 9216×6912
  • Super Nightscape 2.0 for clear low-light photos
  • 119˚ Ultra Wide-Angle Lens with edge-distortion correction
  • 4cm macro lens
  • Enhanced Portrait mode
  • Electronic image stabilization
  • Ultra video stabilization for stable videos
  • Real time video bokeh
  • 960fps slow-motion video recording
  • 64MP camera with f/1.8 aperture
  • 64MP camera with 1/1.72 sensor size
  • 8MP wide-angle lens with f/2.25 aperture
  • 4K video recording at 30fps
  • 1080p HD video recording at 30fps/60fps
  • 720p HD Video recording at 30fps/60fps

Specifications of Front Camera

  • 32MP camera with f/2.0 aperture lens
  • Electronic image stabilization
  • Front Bokeh
  • Timelapse
  • Front Pano
  • Beautification
  • HDR
  • Face Recognizing Filter
  • Front Shot Reverse
  • Front Nightscape
  • Front Bokeh Adjustable
  • 4K video recording at 30fps
  • 1080p HD video recording at 30fps
  • 720p HD Video recording at 30fps

Samsung Galaxy M31

The Samsung Galaxy M31 carrying better specs with cooler looks is now priced at Rs. 15,999. It is one of the best camera phones to buy under Rs.20,000. It runs on 6,000mAh non removable battery with 15W Fast Charging and powered by 2.3GHz octa-core Samsung Exynos 9611 processor. It has 16.21cm (6.4″) Infinity-U AMOLED Display which provides immersive viewing experience. It contains a rear-mounted fingerprint sensor, and on the bottom edge, a headphone jack, Type-C port, and speaker grill. The smartphone is equipped with 6GB RAM and 64GB/128GB internal storage.

The Samsung Galaxy M31 has a versatile quad camera on the back and a single-lens 32 MP shooter on the front. The main camera offers 64-MP resolution with an aperture value of f/1.8, which is a great deal in this price range as it helps add good depth to the photos clicked. The unit has an ultra-wide lens of 8MP that offers a field of view of 123 degree and an aperture value of f/2.2. While the third camera of 5MP supports depth effects, the fourth one, again 5MP, is meant for macro.

The images taken with this smartphone are clear, crisp and well saturated by default. Selfies are excellent with the front camera. It provides impressive day light pictures and excellent low light images. The main advantage than its best picture quality is the the primary camera’s ability to shoot 4K video. The auto-focus works flawlessly, even while shooting videos.

Specifications of Rear Camera

  • 64MP + 8MP + 5MP + 5MP quad rear camera
  • 123 degree ultra wide lens
  • Macro mode
  • F1.8 Night mode
  • LED flash
  • 4K video recording
  • Panorama
  • HDR
  • Frame rate of 1080p at 30fps
  • Frame rate of 2160p at 30fps
  • Gyro-EIS

Specifications of Front Camera

  • 32MP front camera
  • Front Slo motion
  • 4K video recording
  • AR Doodle
  • AR Emoji
  • HDR
  • Frame rate of 1080p at 30fps
  • Frame rate of 2160p at 30fps

Realme 6 Pro

The Realme 6 Pro which is priced at Rs.16,999 is one among the best mid ranger smartphones emerging at a price less than Rs.20,000 in India. The Realme 6 Pro has a Snapdragon 720G 8nm Octa-core Processor which delivers a powerful gaming experience and powered with a 4300mAh non removable battery with 30W Flash Charge. It comes with 6GB/8GB RAM and 64GB/128GB internal storage. It has 16.6cm (6.6”) Fullscreen 90Hz Ultra Smooth Display with a resolution of 2400×1080. It has a fingerprint scanner and the face unlock feature works really well.

Realme 6 Pro has 64MP AI Quad camera and Dual in-screen camera, both producing excellent imaging and video experiences. The Sony 16MP wide-angle camera and the 8MP Ultra wide-angle lens are good for picture perfect selfies. The Dual Selfie provides a field of view 2.5 times larger than ever before thereby allowing you to take an amazing group selfie in just one shot even in dark. The Pro Quad Camera System lets you zoom from telephoto all the way out to wide angle, for an impressive zoom range. The 64MP super high pixel main camera produces four times the clarity of 4K TV resolution, making each photo super clear. The realme 6 Pro even has a new Tripod mode featuring super long exposure, allowing you to shoot magical nightscape photos that capture details beyond human vision.

Specifications of Rear Camera

  • 64MP + 8MP + 12MP + 2MP quad rear camera
  • 9280×6944 ultra resolution
  • 20X Zoom
  • Ultra Nightscape mode
  • Dark shooting (1 lux)
  • Tripod mode
  • 119 degree ultra wide angle lens
  • UIS Max video stabilization
  • Slo-mo videos at 120 fps and 1080p FHD resolution
  • Real time bokeh videos
  • Supports 4K/30fps video recording
  • Supports 1080P/30fps, 60fps video recording
  • Supports 720P/30fps, 60fps video recording

Specifications of Front Camera

  • 16MP + 8MP dual selfie camera
  • Night Portrait
  • AI Beauty
  • Gesture Selfie
  • Supports UIS Video Stabilization
  • Supports 1080P/30fps video recording
  • Supports 720P/30fps video recording
  • Supports 120fps slo-mo video recording

Oppo F15

Oppo F15 being one of the best camera smartphones under 20K is priced at Rs.19,990 in India. It has only one storage variant – 8GB + 128GB. Oppo F15 is powered by Octa-core MediaTek Helio P70 chipset and runs on Color OS 6 based on Android-9 Pie. The phone has a 6.2-inch AMOLED display with small waterdrop notch at the top. It has 4000mAh massive non removable battery which supports 20W VOOC Flash Charge. It comes in two colors namely Lightening Black and Unicorn White and has in-display fingerprint sensor.

Oppo F15 has got a quad-camera setup, comprising of a 48-megapixel main camera along with an 8-megapixel wide-angle camera, a 2-megapixel macro camera and a 2-megapixel depth camera. For selfies it has got a 16MP camera in the front. Both the rear and front cameras produce excellent photographic experience. The camera sensors are designed to capture sharper images with greater details. Daylight images clicked from the front camera of the Oppo F15 are bright, they are a little saturated but have acceptable colours, and they retain a lot of details. HDR is switched on by default in the camera app. The selfie camera has good edge detection. With all these specifications, Oppo F15 has got a very good rating especially for camera performance.

Specifications of Rear Camera

  • 48MP + 8MP + 2MP + 2MP quad rear camera
  • Aperture for main camera 48MP – f/1.79
  • Aperture for 8MP Wide Angle lens is f/2.25
  • Aperture for 2MP Portrait & Mono cameras is f/2.4
  • Professional mode
  • Panorama mode
  • Portrait HDR mode
  • Night Portrait
  • Time-lapse photography
  • Slow motion
  • Portrait Bokeh Effects
  • AI Video Beautification
  • MP4 Video Format
  • Video – 1080P at 30fps and 720P at 30fps

Specifications of Front Camera

  • 16MP selfie camera
  • Aperture – F2.0
  • Portrait mode
  • AI face detection
  • MP4 Video Format
  • Video – 1080P/720P at 30fps

It is obvious that you get high end specs for higher price. If you are a selfie freak or a lover of photograph, check out the best camera phones under Rs.25000, best camera phones under Rs.30000 and best camera phones under Rs.35000 too for excellent photographic experience.